The general rule of thumb for any vehicle owner is to have their four-wheeler covered under an insurance policy. This helps safeguard them from any potential expenses that can incur for vehicle-related damages. However, it is important to know that not all car insurance policies are the same.
Vehicles are undoubtedly one of the most intricate machines in terms of the assembly of different mechanical parts. Therefore, any mechanical part can get damaged or malfunction at any given moment. And if your auto insurance doesn’t cover the specific damage in your vehicle at any given moment, the only option that gets left for you is to bear the expenses out of your own pocket. However, you can steer clear of such hassles by going for a comprehensive insurance cover like the one Geico offers.
1) What does GEICO comprehensive cover???
Geico comprehensive coverage has been designed to cover for damages caused by different reasons other than accidents. The policy covers a list of damages, including vandalism, theft, fire, and damages caused by man-made and natural disasters.
However, it is important to note that the coverage that the company’s auto insurance provides varies from one insurance holder to another. This is because auto insurance policies aren’t a one-size-fits-all solution.
Your auto insurance coverage requirement is unique to just you. The more coverages you opt for, the higher your premium rates will be. You can calculate your comfort ages and estimate your premium amount by using Geico’s car insurance coverage calculator online.
Comprehensive insurance by Geico is also one of the most affordable compared to other auto insurance policies that have a tenure of six months. The premium rates become more affordable and feasible for you if you choose long-term policy tenure and make little or no policy claims till the time of policy renewal.
You can buy Comprehensive car insurance by Geico The hassle-free way by getting a quote online. Customers also get the option to modify their auto insurance policies so that they receive the best coverages for their unique requirements.
2) Does GEICO Comprehensive cover windshield replacement?
Several auto insurance policies, especially the ones with limited coverages, do not cover windshield damages. This basically means that policyholders have to cover the expense with their own money.
Apart from having to bear windshield damage expenses out of your own pocket, you may have to face extra hassles such as delayed arrival of the service professionals. As a result, you may have to take leave from work or bear extra expenses of hiring a cab to get to work.
In many online forums, users often post the question of does Geico comprehensive cover windshield replacement? The company’s comprehensive policy covers windshield repairs and not replacements. One of the main reasons for this is removing the windshield and replacing it with a new one voids warranty in many vehicles.
It’s worth saying that Geico comprehensive coverage for windshield repairs is simply one of the best in terms of the professionalism of the service. After you file the claim for windshield repair, the company’s repair team usually arrives what’s your location within the time they’ve estimated.
Another question that frequently gets asked is does Geico waive deductible for windshield replacement? For the replacement of the windshield, the deductible isn’t waived off unless a special modification has been made to the policy. On the other hand, Geico comprehensive cover does waive deductible for windshield repairs.
3) How do you file a claim at GEICO after your windshield breaks??
Geico offers one of the easiest and hassle-free solutions on how to claim windshield repair on insurance. To file a claim for windshield repair, you can visit Geico’s ‘Report a Claim’ page and make the claim online. Other alternative options for filing a windshield repair claim are to call 1-800-510-2291 or do it via the Geico mobile app.
4) How much does it cost for windshield replacement??
In the US, getting your car’s windshield replaced out of your own expenses can cost you anything between $200 to $250. This includes the cost of the new windshield as well as the servicing charges.
Is windshield replacement free with GEICO or other auto insurance providers? This is one of the commonly asked questions, and the answer to it completely depends on the type of coverages that are included in the insurance policy. Windshield replacement and/or repair can be free with GEICO or other insurance providers if the policy covers it. In other words, the deductible for windshield replacement is waived off.
