If you’ve been injured in a truck accident, it’s important to know that your insurance company may be able to help you pursue compensation. While third-party liability can seem like an intimidating concept, this type of insurance is one way many victims can get the financial support they need after being hurt by another driver. The first step to find the liability in a truck accident case is to identify who was at fault. This can be done by looking at the police report, eyewitness accounts, and any other evidence. Once the at-fault party has been identified, the next step is to determine whether they were acting negligently. If the at-fault party was acting negligently, then they will be liable for the accident. Here’s what you need to know about third-party liability in truck accidents:
What Is Third-Party Liability?
Third-party liability is when a person or entity other than the driver and the trucking company are held liable for damages in a truck accident. This can include liability issues that arise after an incident, such as property damage or personal injury.
Third-Party Truck Accident Liability Claims
A third-party truck accident claim is made when other parties other than the driver are responsible for the accident. There are several potential sources of third-party liability in a truck accident, including:
- Negligent Trucking Company. The trucking company may be found negligent if it fails to take reasonable care in selecting, training, and supervising its drivers. If you were injured by a negligent driver, you may be able to file a claim against the trucking company on behalf of yourself as well as any passengers who were involved in the accident.
- A Negligent Truck Owner. If there’s evidence that someone at your employer was negligent during business operations—such as failing to properly inspect vehicles before they went out on routes—you could get compensation from them if they’re responsible for causing your injuries.
- Negligent Manufacturer: A manufacturer’s liability extends beyond its products themselves; it also includes how those products were designed and manufactured by third parties like suppliers and contractors who worked alongside them during assembly processes.
- Maintenance Company: If the accident was caused by poor maintenance or a failure to properly repair the truck, the maintenance company may be held liable.
- Cargo Loading Company: If the accident was caused by an improper load or a shift in the load during transport, the company that loaded the cargo may be held liable.
Compensation
If you are injured in a truck accident, the liable party must pay for your expenses. Medical bills, property damages, and other non-economic damages can be recovered from the liable party’s insurance company. When it comes to trucking companies, it is hard to recover damages. Most probably, they will deny responsibility or will try to lowball the victims. It is important to consult a law firm with experienced truck accident lawyers to get help in truck accident cases. Note that the trucking companies will have many experienced lawyers to help them. You can’t deal with them alone.
Summary
While it is always important to be careful when driving, accidents can happen. If you are involved in a truck accident, the law provides you with many rights and protections. An experienced personal injury attorney will help you understand your options for recovery and get the compensation you deserve for your injuries or losses.
